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Account Officer

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Account Officer

  • Location:

    Philippines

  • Sector:

    Monroe Professional Services

  • Job type:

    Internal

  • Salary:

    Negotiable

  • Contact:

    Franchesca Angela De Guzman

  • Contact email:

    chesca.deguzman@monroeconsulting.com.ph

  • Job ref:

    BBBH436752_1706776400

  • Published:

    about 1 month ago

  • Expiry date:

    2024-04-01

Executive recruitment company Monroe Consulting Group Philippines is recruiting on behalf of a growing savings bank who has been thriving in servicing SMEs in the market. This bank is looking for an Account Officer with a minimum of two years of experience in sales, preferably in the banking industry. The job is based in Makati City, Philippines.

Job Summary:
1. Account solicitation/ marketing of bank products
2. Credit evaluation
3. Preparation of credit proposals for new credit facilities and renewals
4. Obtain credit approval from the Credit Committee
5. Coordination with related units for documentation and implementation purposes
6. Administration and monitoring of borrowing accounts for budget, portfolio quality and audit compliance purposes
7. Client visitation to obtain/update/validate business information
8. Supervision of account officer assistant in handling loan availments / payments, report preparation and other administrative functions

Key Job Responsibilities Includes:
1. Solicit accounts for establishment of credit facilities, cross selling of other bank products such as deposits, insurance, credit cards for principals.
2. Coordinate follow up submission of bank requirements from clients to facilitate
evaluation.
3. Prepare financial analysis and evaluation based on historical financial statements and other sources of information (e.g. sales invoice)
4. Request credit / trade checking and appraisal of proposed collateral and review corresponding reports.
5. Prepare credit proposals for new credit facilities and renewals indicating results of evaluation.
6. Obtain credit approval from the Credit Committee
7. Obtain loan and collateral documents from clients prior to implementation of approved loan transaction.
8. Conduct regular client visitation to obtain/update/validate business information. 9. Supervise account assistants in handling loan availment / payments, report preparation and other administrative functions.
10. Handle other ad hoc duties from time to time.

Key Job Requirement Includes:

  • Bachelor's degree in Business, marketing, sales or related field
  • At least 2 years' experience in sales, preferably in the Banking industry
  • Demonstrated success in meeting sales targets.
  • Excellent verbal and written communication skills
  • Strong inter-personal skills
  • Proficient in negotiating skills
  • Proficient in MS Word, Excel, PowerPoint